ARCHIVED BLOG POSTS
2011
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COST OF PAYROLL TAX CUT IS REAL HOORAY!!!!!!!!! It appears the payroll tax cut has been extended for two months. The bad news is as I mentioned in an earlier blog the Senate bill had provisions for increased fees at Fannie, Freddie and FHA to "pay for" the tax reduction. The House has agreed to ...
12/23/2011
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PAYROLL TAX CUT This week we are met with a Senate bill that antes up a two month extension to the payroll tax cut at the expense of homeowners! The bill continues the reduced payroll taxes to particularly the middle class and extends unemployment benefits to others. It moves on to the House wher...
12/20/2011
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PAYROLL TAX HOLIDAY Just when you are beginning to wonder if they will EVER get it in Washington, they come up with something new. The payroll tax "holiday" is under pressure to be extended. The President and most Democrats and Republicans agree extending the payroll tax holiday would be a good...
12/14/2011
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CINCINNATI ZOO FESTIVAL OF LIGHTS My family and I went to the Cincinnati Zoo Festival of Lights Monday night. As expected it was a lot of fun. We have a little one who was comfortably warm with layers of clothing and a blanket. If you are expecting to see animals, there will be minimal sightings....
12/13/2011
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WHO IS RUNNING THE CFPB? Since the senate failed to confirm either Elizabeth Warren or Richard Cordray as director of the CFPB (Consumer Finance Protection Agency), then who is running it in the absence of a director? In the interim the acting director is Raj Date. His resume includes Capital One...
12/09/2011
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How Reliable Is Zillow Data? I am working on a mortgage loan refinance and thought I'd look to see what data is out there regarding value. It is not uncommon that home owners don't have a good fix on what their values are. Sure, they know what their taxes are annually, and what the neighbor says ...
12/06/2011
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WHAT AM I GOING TO MAKE MYSELF DO TODAY? I have that conversation with myself some days. Inside I'm screaming, "you can't make me!" but I KNOW that to be successful I must make myself do something I may not really enjoy. Some things come easily like sending out thank you cards/letters, along with...
12/02/2011
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HARP II (HOME AFFORDABLE REFINANCE) CHANGES Changes were announced last week for HARP II (Home Affordable Refinance). I am including a link to the FannieMae website. It details the changes and has a Q&A section that is worth bookmarking. Many of us will need to refer to it frequently. How will t...
12/01/2011
What Will The 2012 Northern Kentucky Real Estate Market Look Like? It is that time of year when Realtors and Mortgage Loan Originators begin planning for the 2012 real estate market. We'll take time to analyze our results for this year, measure that against projections and attempt to come up wi...
12/01/2011