Donna Dosch's (donnadosch) Blog

I think we are hearing mixed reviews on what the real estate market is going to do in the near future. I know there is talk that interest rates should hold steady at least until Fall and that the market should pick up this year and get even better in the Fall. I think here in Florida that may ver...

As of July 1999 lenders are required by Federal Law to cancel Private Mortgage Insurance once the loan goes below 78% of the original loan amount and the borrowers have a good payment history. If one of your customers has a loan made after July of 1999 the borrower has the right to cancel their P...

Open houses have become an issue with one of my listings. I have very mixed opinions about them, a couple of years ago I think the may have been a better tool than they are today, the reason I say that is, there weren't as many homes on the market (Ormond Beach Florida) and we had a lot of buyers...

I know this isn't about real estate, but it is probably something most of us can relate to. My mom used to say the "being a parent was the only job you can't quit", and boy was she right. My kids aren't kids anymore they are adults. Well age wise they are adults, I have 2 one of each kind. One of...

 Now really may be the time to buy that new home or second home if Ben Bernanke the Federal Reserve Chairman predictions are correct. Home prices here in Ormond Beach and the Daytona area are definitely down as they are in many areas. Interest rates are still pretty low, and the economy is growin...

Wow!! they are really getting nailed, and it sounds like they deserve it. Nascar is really holding firm to their rules and punishments on cheating. Mikey Waltrip has been running on his "Oh I'm cute" attitude for a long time, but I don't think it is going to make a bit of difference who he is or ...

How frustrating is it to do a CMA and take it to a listing appointment and have the sellers think you are lying to them about what their home is worth. I truly wish that all houses were worth $100,000 more than they are. I also wish buyers didn't care what the market is doing, or what condition t...

I have been married so long that my husband and I exchanged Valentines cards and candy in a store the other day, laughed read the cards, said thank you and put it all back. If was fun and saved us at least $30 bucks lol. I have really been blessed for 31 years with a wonderful husband, I know tha...

I really feel now is the time to buy!! There are so many homes on the market for several reasons; some need to move back home to family because of age or health, some are of retirement age and want to cash out for a smaller home, but whatever the reason home prices are down and there's still a lo...

This isn't my listing, but it is a great price for this home. It is just six houses from the beach with a screened enclosed pool, spilt plan, kitchen and baths could use some updating, but they are in very usable condition. The price was just lowered to $279,000, this really is a great price for ...