DJ Rondeau's Blog

Many people are not aware of what a USDA loan is.  These loan programs are for borrowers looking for 100% financing.  These loan programs have no monthly private mortgage insurance and an up-front funding fee of 3.5%. In order to qualify all members of the household must earn below a certain amou...

Any veteran or active military member who is in need of a VA home loan; I would love to earn your business. I am a wholesale lender specializing in VA home loans. I am a veteran of the US Army and an expert in VA home loans. For a free rate quote or to have me prepare a quote to compare to your c...

Many industry experts feel that by the federal government restricting lender compensation in a manner as currently proposed is as good as price fixing. The federal government does not step in and tell neither doctors, attorneys, accountants nor any other industry how much compensation they can ea...

Any veteran or active military member who is in need of a VA home loan; I would love to earn your business.  I am a wholesale lender specializing in VA home loans.  I am a veteran of the US Army and an expert in VA home loans.  For a free rate quote or to have me prepare a quote to compare to you...

NAMB to File Suit Against the Federal Reserve It was a very difficult choice whether filing legal action was an appropriate course on the Fed's LO Compensation Rule. Many loan originators wanted us to do so immediately and there may be other suits. I can tell you NAMB's suit is not a knee-jerk re...

Many people are not aware of what a USDA loan is.  These loan programs are for borrowers looking for 100% financing.  These loan programs have no monthly private mortgage insurance and an up-front funding fee of 3.5%. In order to qualify all members of the household must earn below a certain amou...

Bay to Bay Lending LLC is a wholesale lender in Tampa.  Please contact DJ Rondeau for information on getting a rate quote.  Or if you have a current offer from a lender please fax it to 813-464-2867 and I will beat their offer!  You can also call me on my office line or my cell phone below to dis...

Interest rates on FHA and Conventional mortgages are at less than 5% on FHA and Conventional 30 Year mortgages!  Interest rates are still unbelieveably low!!!   DJ Rondeau Bay to Bay Lending, L.L.C. 501 South Dakota Ave, Suite 2 Tampa, FL 33606 813-489-5562- Office 813-480-6077- Mobile 813-464-28...

Real Estate Values are making a serious rebound here in the Tampa Bay market.  I have seen a serious uptick in mortgage loan applications.  I have not seen this type of excitement and fury to put offers on properties in the past 6 years.  There are a ton of buyers making great investments on resi...

The question at hand by most industry professionals has to do with the future/fate of Fannie Mae and Freddie Mac.  There is a lot of talk about the Government starting to phase out the financial support of Fannie Mae and Freddie Mac.  The main things being discussed right now have to do with phas...