Dmitry P's (dimperfunding) Blog

  Palm Coast has all the natural blessings of a great place to live.  Miles of clean, uncrowded beaches.  Lush oaks, palms and pines.  Miles of salt water and fresh water canals.  Intracoastal Waterway.  Convenient access to Florida's most famous attractions.  Swing into golf on one of the many c...

Until recently, there were two main ways to get cash from your home: you could sell your home, but then you would have to move; or you could borrow against your home, but then you would have to make monthly loan repayments. Now there is a third way of getting money from your home that does not re...

As US foreclosure filings surge 65 percent in April, lenders continue to tighten lending guidelines on Stated Income Documentation Loans. However, there are still lenders left who are actively and aggressively lending to borrowers who can't document their income. Usually such borrowers are self e...

I have recently followed up with my clients and I am so glad that I can use my knowledge to influence people's lives. About 6-7 months ago a young couple came to my office with a lot of questions, concerns, and a clear sense of urgency. The owner of the house that they were renting advised them t...

In the past 2 days I have been talking about importance of having financial security in case of disability or death. As I mentioned before the purpose of mortgage protection is not to pay off the mortgage but to have enough money in case of death or in case of disability. There are 2 parts to thi...

Continuation from yesterday blog entry.... Yesterday I talked about the purpose and importance of life protection insurance. Today I would like to share some of the new features of mortgage protection insurance and how this particular coverage can pay not only death benefit but also a living bene...

Lately I've had a lot of people asking me about new mortgage protection life insurance and how it works. Well, here it is in a nut shell: Mortgage protection insurance is a type of life insurance that will pay off your mortgage in case of disability or death. Sounds pretty simple to understand ri...