Deb Espinoza's Real Estate Blog

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Real Estate Broker/Owner - Stage Presence Homes, San Diego Real Estate - CAL BRE 01368091
Deb Espinoza's information and point of view on the real estate market both Nationwide and San Diego County. Deb is an experienced GRI REALTOR, distressed property consultant specializing in short sale listings and negotiations, an accredited home stager and Feng Shui consultant as well as a Certified Mortgage Planning Specialist serving home buyers and sellers in San Diego County. Deb stays educated and up to date on what's happening in all aspects of real estate and mortgage lending so she can provide excellent service to her clients. An active real estate investor herself, Deb is a great asset to any real estate investor buyer or seller; fix and flips and buy and hold investors. Serving all San Diego County, Deb is a native of San Diego currently living in the north county area of Ramona.
RECENT BLOG POSTS
San Diego experienced a year to date decline in price per square foot compared to last year; average price per square foot was at $253. The median home price was also down to $310,000, a decline of 3.7%. This was based on 4,279 home sales from July 2011 through September 2011. For our local marke...
11/03/2011
Good credit is well worth the effort it takes to both achieve and preserve it. If you have good credit, the following tips will help you keep it that way. If you are looking to improve your credit, however, now is the time to get started. Give us a call. We'll review your credit and find out exac...
10/29/2011
What’s my house worth? Market Value is a constantly moving target. The ups, and mostly downs, of the economy make setting the right asking price for your home an almost elusive art form. However, there is hope.If there are not many comparable homes near yours that have sold in the past six month ...
10/19/2011
Maria Morton says it well.  A real estate agent DOES NOT represent a house.. see below for a few reasons you want an Accredited Buyer's Represenative (Like ME! :o) to represent your interests as a buyer..Yes, Mr. Buyer, I CAN show you that house - I can show you any house. No, I am not the Agent ...
09/27/2011
National Association of Realtors (NAR)  has just confirmed that short sales are still anything but 'short', stating an average time frame for a short sale taking 16.6 weeks!  This fact on top of the startling statistic that less than 3 of 5 short sale transactions are ever coming to completion ma...
09/27/2011
Buyers Beware! Your dream of being a homeowner can be killed with just one of these fatal mistakes. Loan officer Rebekah Rodice lists common mistakes that potential homebuyers make after getting their loan approval and finding that perfect home. STOP and take a moment to educate yourself so your ...
09/09/2011
I just got off the phone with my VA partner lender telling me that we just lost another buyer to USAA credit union. Seems that USAA and Navy Fed both have agents that are so desperate for business and apparently have no other viable way to find it that they let these lenders take 50% of their com...
08/15/2011
I guess I can start this post with the age old question: I've got good news and bad news, which do you want first?? In California,effective immediately, lenders cannot pursue deficiency against the borrower in a short sale of one to four units, whether or not it is a senior or jonior lienholder. ...
08/12/2011
As an ABR, Accredited Buyer Representative, in San Diego County I am learning that in the current market we need to have a few more tools in our tool kit in order to provide care and service for our clients. In the past 6 months I have had to become very diligent when researching listings for my ...
08/11/2011
If you are thinking of getting into the foreclosure purchase game; here are some great ground rules for how most lenders and listing agents work on a bank owned sale.Some REO agents are very good at what they do, and provide concise instructions on how to submit an offer on an REO (real estate ow...
07/25/2011
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Deb Espinoza

GRI, Broker, SRS,ABR ePro, SFR, CNE
local_phone619-247-2756
smartphone(619) 913-7783
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