RECENT BLOG POSTS
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It’s an objective opinion of value, but it’s not an exact science so appraisals may differ.For buying and selling purposes, appraisals are usually based on market value—what the property could probably be sold for. Other types of value include insurance value, replacement value, and assessed val...
01/06/2012
So there I said it again. I can't remember how many times this year I wished people a Merry Christmas and not one complaint. I don't know who the people are that are offended but I have not meet a one. If I had it would be OK because we live in a country where religious freedom is part of fabric ...
12/24/2011
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This will be the last post in this series and will tie up some loose ends concerning other types of Inspections you may want to consider as well as an estimate of cost. Home Inspection: $300.00 (paid at time of inspection) Septic Inspection (if applicable): $125.00 Well Inspection (if applicab...
12/22/2011
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5% Seller Commission This beautiful 4 BR, 2.5 BA priced ready to sell! The home boasts: beautiful hardwood floors, the master suite is on the main floor with hardwoods, his & her closets, double vanity sink and separate shower. The kitchen looks brand new, gleaming ceramic tile floors: included ...
12/22/2011
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SETTLEMENT COSTS GUIDE (BUYER) (To be used for estimates only.) Attorney, Settlement or Closing Fee: $350.00 This fee is paid by the settlement agent, attorney or escrow holder to process the closing. Title Search: $125.00 Fee covers the costs of the title search and examination. Document Pr...
12/22/2011
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SETTLEMENT COSTS GUIDE (SELLER) (To be used for estimates only.) Real Estate Brokerage Fee: Commission percentage charged x Sales Price. Deed Preparation (aka Document Prep): $150.00 - $175.00. Revenue Stamps (aka Deed Stamps): Revenue Stamps are placed on deeds wen transferring real property....
12/20/2011
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I have blogged before about new home builders and the incentives they pay to agents to help sell their new homes. It seems that this is having a significant effect in the Columbia market. I think that going forward home sellers will need to consider additional incentives to sell their homes in ...
12/20/2011
Better than new, well maintained home! Fantastic landscaping and huge privacy fenced yard, corner lot. Open floor plan, kitchen opens into family room w/fireplace. Master suite w/trey ceiling, walk in closet, private bath w/separate shower, garden tub. This home is mere minutes from downtown, I...
12/20/2011
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This is the first of a series of articles about closing costs for Buyers and Sellers. The next will be some actual dollar estimates designed to provide you with some better idea of what you can expect. THE BUYER NORMALLY PAYS FOR:• One-half of the escrow fee (according to contract) • Lender’s ...
12/19/2011
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1. Check for and correct errors in your credit report. Mistakes happen, and you could be paying for someone else’s poor financial management. 2. Pay down credit card bills. If possible, pay off the entire balance every month. However, transferring credit card debt from one card to another could...
12/19/2011