Dan's Michigan Mortgage Blog

Mortgage and Lending - Northpointe Bank - NMLS #709729 - NMLS #709729
Industry veteran Dan Moralez provides the latest updates on whats happening in the mortgage world. Reading this blog will help you know more than the lender you are probably working with now.
Wow, what a couple of interesting days to be in the mortgage business.  The larger and earlier than expected Fed rate cut drove mortgage rates down sharply, only to have rates move back the other way the next day.  The stock markets rally of nearly 300 points brought a quick a sudden move higher ...
Ok, I have to admit, this post is not negative as the title may imply.  I just wanted to get your attention.As a manager of a group of lenders.  I can't help but think to myself, people talk and talk.  They talk about how bad the market is and what they are going to do to drum up business or impr...
As I shared in my first post, I definitely do not think that declining markets are the end of the world.  In all honesty, I believe it can actually open the market to new potential buyers who may not have been able to buy previously.  Low interest rates, coupled with low sales prices create a gre...
Absolutely not!  Even though my catchy headline (I should stop thinking so highly of my writing ability) would have you think that the sky is falling and the world is ending, the truth is it is not.  There are still many ways for a buyer to purchase with a limited down payment and still get a gre...

Dan Moralez

Grand Rapids & Holland, Michigan Mortgage Lending
local_phone(616) 931-4629
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