Dan's Michigan Mortgage Blog

Mortgage and Lending - Northpointe Bank - NMLS #709729 - NMLS #709729
Industry veteran Dan Moralez provides the latest updates on whats happening in the mortgage world. Reading this blog will help you know more than the lender you are probably working with now.



As an experienced Mortgage Banker since 1991, I decided I would share with you answers to the most common questions I have received from clients over the years. It is my hope that it will help you to better understand the process so that you too can enjoy the American dream. Credit Do I have to ...
Effective this past Friday two new government rules took effect.  These rules known as QM (Qualified Mortgage) and ATR (Ability to Repay) made headlines throughtout the country and the real estate community as a whole.     Many have misinterpreted these new rules to believe the process of gettin...

Dan Moralez

Grand Rapids & Holland, Michigan Mortgage Lending
local_phone(616) 931-4629
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