Dan's Michigan Mortgage Blog

Mortgage and Lending - Northpointe Bank - NMLS #709729 - NMLS #709729
Industry veteran Dan Moralez provides the latest updates on whats happening in the mortgage world. Reading this blog will help you know more than the lender you are probably working with now.



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As a mortgage lender since 1991, I have had to learn the technical skills essential to do my job.  You see back then there was no automated underwriting.  The borrower had to have a down payment, income and show an acceptable credit history that indicated their likeliness to repay.  All of this h...
As a way to thank the American taxpayer for their bail out, Fannie and Freddie have decided to stick their hands in the pocket of the American taxpayer once again.  You may or may not be aware that beginning this Spring, Fannie Mae and Freddie Mac will now charge additional fees to ALL borrowers ...

Dan Moralez

Grand Rapids & Holland, Michigan Mortgage Lending
local_phone(616) 931-4629
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