Mobile Mortgage Specialist Report

One of the key aspects of buying a home is saving for the down payment. Mortgage Loan Insurance from Canada Mortgage and Housing Corporation (CMHC) can help bring homeownership within reach, with as little as 5% down.   What is Mortgage Loan Insurance? Mortgage Loan Insurance is just that - insur...

A good credit report and credit score are important factors in determining whether or not you will be approved for a mortgage. Here are some simple steps you can take to maintain a good credit history and improve your chances of being approved.   What is a Credit Score Your credit score is a numb...

With property values so high in metro Vancouver and the popularity of urban live/work spaces rising, it makes sense to fully investigate the benefits that you may be entitled to as an owner of a unique Vancouver Loft.    Vancouver lofts have long been coveted by local artist and craftsmen for the...

Once you find a home you want to buy, you will need to present the vendor with an Offer to Purchase or Agreement of Purchase and Sale.       An Offer or Agreement Usually Includes: -your legal name, the name of the seller and the legal civic address of the home; -the price you are offering to buy...

"The days of ridiculously cheap mortgage rates appear to be over. Now they're just cheap. A sudden and dramatic jump in rates from Wednesday to Thursday means Canadians looking to break their existing mortgage and refinance at a lower rate may have missed the sweetest spot in recent history. But ...

Buying a home is one of the biggest financial decisions you will make, so it is important to know your current financial situation to be sure that you buy a home that you can afford.   Get Your Mortgage Pre-Approved Getting your mortgage pre-approved will let you know what kind of house you can a...

For first-time home buyers, all the fees and extra costs beyond what they are paying for their new house may come as a shock. So it's best to know about them upfront to avoid being caught off guard. One of the most common questions asked is, "Do I pay the Realtor?" And the answer to that one is "...

Bond Yields Jump Again The 5-year government bond rocketed to 2.71% today. Various lenders have already issued fresh new fixed rate increases. More may follow tomorrow if yields don't retrace. Two-year bond yields also broke to the upside. That may lead to upcoming rate increases on shorter-term ...

Great article that was published today from TD Economics, Enjoy!  There has been widespread talk of "green shoots" and considerable swings in financial markets with rallying equities, a strengthening Canadian dollar and significantly higher bond yields. To make sense of this, we talked to Craig A...

Today's economic stress is pushing companies and business to the wall. Some sectors have seen drops of nearly 50 per cent! If your competition is still in business, they may be laying low or licking there wounds. If you are a ‘nice guy' then it may be business as usual and treat the summer months...