Craig Berry Atlanta Mortgage Professional

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Mortgage and Lending - Bay Equity LLC. Georgia Residential Mortgage Licensee. GA-MLO 40074. NMLS ID 200401. - 200401
The U.S. Department of Housing and Urban Development (HUD) is at it again.  For the second time in just six months, FHA will be increasing their mortgage insurance premiums.  As of April 18, 2011 home buyers that were going the FHA route may not be able to buy as much home.  Even if qualifying ra...
The other night I attended a networking event.  I met roughly 20 people, shaking hands with each of them.  The next day I started coming down with a cold.  It occurred to me that one of the 20 individuals from the other night might have handed me more than just a business card. It got me thinking...
  "No closing cost loans.  It's the biggest no brainer..."  If you haven't heard that one before, you've likely seen or heard some variation of no closing cost loans advertised.  Can lenders really offer mortgages with no costs?  The answer is yes and no. With rare exception, anytime money is bor...
  By now most have heard the news about the U.S. Department of Housing and Urban Development (HUD) making some significant changes this week that affect FHA loans.  HUD released a Mortgagee Letter earlier this month detailing changes to FHA's Mortgage Insurance Premiums.  According to the letter,...
It is "Rainer" right?  Like a little kid learning to ride his new bike, I'm filled with adrenaline as I fumble my way through web design, blogging, SEO, etc.   In addition to helping me with my website, a good friend of mine has been kind enough to give me some invaluable advice - join Active Rai...
Is now the best time to buy a home?   With Fannie Mae's HomePath Program, the answer may have just gotten easier. Whether or not now is the best time to buy is a common question these days, especially among first-time homebuyers.  With so many negative news stories about the economy and housing ...

Craig Berry

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Atlanta Mortgage Professional Blog about current mortgage and real estate events. From interest rates and loan programs, to whether or not now is a good time to buy a home, check out my postings for the most up-to-date and accurate information on local and national mortgage-related matters.