Pamela Williams's (credithandler) Blog

What is a credit score? Since 1971, the government has made a provision for all consumers the right to check their financial records for accuracy through the Fair Credit Reporting Act. The credit score is the calculation of all records in your credit history. The Fair Isaac and Company has set a...

Do you own a business? Or still in the planning stage to start-up your own? Then a business credit card may just be the thing for you. A business credit card is the modified version of your personal credit card and a lot more. The Benefits Of Business Credit Cards First of all, it separates your ...

We all know that one of the best benefits of business credit cards is their reward programs. Reward programs are also categorized based on the rewards it provides. There are Frequent Flyer Miles Programs for frequent travelers, Gas Reward Programs for transportations and fuel discounts, and of co...

Christmas season is once again here. And as a tradition, gift giving is also just around the corner. Most consumers prefer to use their credit cards when shopping for gifts. They are safer to carry around when shopping and more convenient as well. Nevertheless, credit cards should also be used wi...