Craig Bosse's Blog

For most jumbo lenders a Self-Employed borrower with declining income can become an issue. The concern from underwriting is how much will future declines be and how long will the declines last. Underwriters as most big banks do not like this uncertainty and therefore may decline a file do to it.I...

Welcome to 2019. We are another year past the financial meltdown that left many well intended people with Foreclosures on their records. New programs keep coming out that are changing the dynamics of getting a mortgage after a Foreclosure. I will post another blog specifically for getting a mortg...

For years after the financial crash homebuyers had to put down 20% to get a Jumbo Mortgage. Many would be home-buyers still believe this. Most people in the industry, including Realtors, know that you can put down much less than 20% down to get a conventional or FHA loan. They may not however kno...