Cliff Johnson's (cliffj2007) Blog

Buying A Home 102 It is often said that you shouldn’t let your emotions play a part in home buying. While that may be good advice, it is almost impossible to follow. Buying a home is an extremely emotional process and as long as you don’t let them completely rule you, your emotions can help you c...

Buying a Home 101  Most people don’t just wake up one morning and decide that they’re going to buy a home; unless perhaps they are exceptionally wealthy. For most of us it’s a gradual decision brought on by many factors: rising rent prices, the inability to make changes without a landlord’s appro...

Secrets to Buying a Home Even if you feel confident that you are ready to buy a house, becoming a homeowner can be a daunting task. With so many different homes, condos, and apartments available, finding the perfect one seems nearly impossible. Even when you think you’ve finally made a choice, th...

Credit Repair. How to do your own! In days past, the transfer of goods, properties, or services involved nothing more than a direct exchange of bartered goods or currency. As time progressed, systems such as promissory notes and promise to pay contracts began to be used in place of cash transacti...

Lease Option vs Lease Purchase Buying a home through rent to own contracts has become more popular in recent years and there are two basic platforms that are most often used in these scenarios; a lease purchase or a lease option. While they are similar, there are some big differences that may af...

Best Online tool to search for Properties The age of technology has produced a barrage of online services that deal exclusively with real estate listings and forever changed the way in which Americans search for homes. Gone are the days when engaging a real estate agent and scouting neighborhoods...

Buy a Home rather than Rent? Yes, here’s Why… It isn’t unusual for people to think that renting is less expensive than buying a home. While in some cases it may be true that home buying is more expensive, it is also true that a large majority of renters overlook many of the hidden costs associate...

Buy a Home this Summer! Real estate can be a tricky market and knowing when to buy can ensure that you get the home that you want at the lowest possible price. There are many factors that come into play when buying a home and the help of a real estate agent can be invaluable. Whether you are sear...

Four Creative Ways to Improve Your Credit before Buying a Home Planning to buy a home in the near future? If so, the time may be right to start thinking about ways to improve your credit score. Both your credit score and your credit history will be examined extensively before you become eligible...

Luxury Home Foreclosures Foreclosure homes present buyers with amazing opportunities for purchase properties that they wouldn’t otherwise be able to afford, and none more so than luxury homes foreclosures. Homes that would ordinarily be out of reach for the average person can be bought at a frac...