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With buyers scarce and financing tight, some home sellers are offering rent-to-buy options to potential buyers. In fact, there's been enough of a spike in interest that ForSaleByOwner.com added it as a search option on the site, says spokesman Eric Mangan. These deals, also called rent-to-own and...

You might be subprime if...your loan officer is able to stop your foreclosure and refinance you (Thank You Option 1)and you show up at closing with a new car with 30 day tags. All I did was delay the foreclosure.you have a fingers account on your credityou have cash advance loans on your credityo...

Last week the Federal Reserve and U.S. Treasury announced that they would extend the Term Asset-Backed Securities Loan Facility (TALF) for commercial mortgage backed securities (CMBS). The original sunset date of December 31, 2009 was extended to June 30, 2010 for newly issued CMBS, and to March ...

You are self-employed if any of the following apply to you. You carry on a trade or business as a sole proprietor or an independent contractor. You are a member of a partnership that carries on a trade or business. You are otherwise in business for yourself. You must pay SE tax and file Schedule...

Hey AR!  I'm looking for some pointers.  I'm hosting my first CE Class in October.  It'll actually be two classes, Ethical Studies (3 hrs) and Restorative Drying (2 hrs).  Any thoughts on what has and has not worked for your previous classes?  Thanks!

Everyone loves a high school band. Right? It promotes musical excellence and appreciation, teamwork, and high moral standards while representing our families, school and community. Norcross High School Band is no different. WSBTV News noted that "the The Norcross High School Band is One Of The Be...

Do:* Stay out of affected areas.* Call emergency service personnel if the situation is life-threatening.* Treat all bodily fluids as if they are contaminated.* Turn off the HVAC system if there is a sewage damage.Don't:* Attempt cleanup of any kind.* Touch or handle items that might be contaminat...

Do: * Remove as much excess water as possible by mopping and blotting. * Wipe excess water from wood furniture after removal of lamps and table top items. * Remove and prop wet upholstery and pillow cushions for even drying. * Place aluminum foil or wood blocks between furniture legs and wet carp...

Do: * Hose or wash egg damage from building exterior as soon as possible. * Blot freshly spilled food from carpets and fabrics with a dampened cloth or sponge (but don't over wet). Scrape and blot (don't rub: it may damage fibers). * Vacuum glass particles from carpets and upholstery. * Save cont...

Do: * Limit movement in the home to prevent soot particles from being imbedded into upholstery and carpets. * Keep hands clean. Soot on hands can further soil upholstery, walls and woodwork. * Blow or brush vacuum loose soot particles from upholstery, drapes and carpets. * Place clean towels or ...