Cyrus Khadivi's (ckhadivi) Blog

As the economy continues to struggle, I want to take a few moments to give you perspective from my professional standpoint.   We are currently amidst one of the largest banking crises since the Great Depression of the 1929 era.  As a result of that time period, the government sponsored two bankin...

Dear friends, family, colleagues, and associates,  I have great news that is directly related to our housing market and overall economy.  As you may know, George W. Bush signed into legislation a new provision for conforming and jumbo limits on February 13th, 2008.  Prior to this, any mortgage ab...

30-Year Mortgage Demystified: An Opinion on America's Single Largest Debt and Asset  For a lot of Americans in 2008, a paradigm shift occurred with institutional finances.  As the mortgage meltdown and the real estate crisis continued from 2007 and has bled into 2008, a lot of Americans, who had ...

2008:The Year Of The Appropriate Mortgage:A Closer Look As I last wrote, 2008 is a new year with lots of new resolutions on the horizon.  Aside from the personal goals we have all set individually, our government and economic ambassadors have hefty goals to meet as well.For one, they must salvage...

2008:Lending Practices in Review  For quite a while now, I have been writing articles regarding the mortgage and real estate industry.  Just recently I decided to publish them, superseding the apprehension that I may spark controversy with my realistic and unbiased views on the industry and the b...

Market Update by Cyrus Khadivi HR 3915: Its Passing and The Message Conveyed  We all know our economy has drastically been affected by the mortgage turmoil and the deterioration of credit. So naturally, everyone wants to suggest cures to the ill that has plagued not only the U.S. economy but a gl...

2008:The Year of The Appropriate Mortgage As we start this new year, resolutions will be made while only some will be achieved and upheld. Some will tackle personal goals, while some will address physical aspirations. Most Americans may choose to address financial resolutions, in hopes of further...