Christy's Blog

Mortgage and Lending - Secure Mortgage Company
Some buyers would much rather have a brand spankin' new home - fresh, clean and untouched.  Does this describe you?  Then read on and learn some of the guidelines for getting the best deal on your dream home.   Be on the lookout for disreputable builders... Reputation is everything for a builder....
Are you looking to buy new construction?  Many people are, but just as many aren't aware that their newly built Houston real estate comes with options and add-ons.  In addition, they see a handsome price on new construction and think they've stepped into an unbelievable deal, not understanding t...
If you're looking to get a good deal by buying one of the Houston foreclosures, keep in mind that many of the homeowners not only didn't have money for the mortgage, they probably didn't have money for the upkeep of the house either.  If you've found a home you're interested in, here's a short ch...
Many putting up their home for sale on the market don't have a lot of available cash to spruce it up.  While staging houses is a definite plus, it costs, as does many of the other suggested "to-dos."  Here are a few cheap, easy ways to make your home look more inviting to buyers:   1. Put up your...
Do you think the new Truth in Lending regulations with help or hurt the indusrty and why? 
As a Loan Officer, I get to meet people from all ends of the spectrum: buyers, sellers, renters, etc.  I also come across a lot of real estate agents, and it constantly amazes me at the different outlooks surrounding the real estate profession.  Many buyers think sellers and real estate agents ar...
If you're a do-it-yourself kind of person who really likes getting your hands dirty, now is a great opportunity to find a piece of Houston real estate you can enjoy.  As you know it can be hard to find that perfect piece of fixer-upper real estate, but here are a few tips on what to look for:   1...
Real estate investments are still going strong and will probably continue to be a popular method of financial gain into the future. Real estate is solid. It is a tangible product that is attractive to both beginning investors and experienced pros. The most important part of getting started in Hou...
If you're thinking of buying a Home in the Houston Metro area, then you're probably looking forward to the freedom home ownership brings. The freedom to landscape, paint basically do whatever you would like to your home is just ahead. But, first you must determine how much home you can afford to...
If you're putting up your home for sale, it may be time to bring out the brush and spackle. This doesn't just mean on the outside, but everywhere. If you're not sure whether you need to do it, here are a few ways to tell:   1. Peeling exterior - You may be used to the home and not see the peeling...

Christy Hempel

Sr. Loan Officer
local_phone(713) 623-5195
smartphone(281) 639-7687
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