Hard Money Lending
Hard money loans are an alternative form of financing. We explore the real estate world and options that hard money lenders can bring to the table.
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America is going through tough financial times; it is no secret that many Americans have fallen victim to unscrupulous lending practices and that the most important terms and conditions were not disclosed during the negotiation of a home loan. We are going through a financial bubble and because ...
07/23/2008
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I deal almost exclusively with hard money lenders, working with both borrowers and brokers to match a particular transaction with an investor. In addition, I do have access to in house funds and serve as a direct hard money lender as well. This is my business, I do conventional loans for family...
06/13/2008
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With all the tightening guidelines, there is still one bright spot in the mortgage lending world. FHA loans are expanding their offerings, with higher conforming loan limits (see these higher conforming loan limits by California county here), down payment assistance programs and other legislatio...
04/27/2008
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Looking for direct hard money lenders can be a difficult task if you have not already built the relationships this type of lending requires. It can be even more challenging to find the right fit if you are a borrower looking for a hard money loan. If you need a conventional loan, your choice of...
04/10/2008
Today Washington Mutual accepted it's last loan from a broker. As of April 11, Washington Mutual will be shutting down their wholesale lending division, with up to an anticipated 3,000 job cuts. This after securing $7 billion in new capital and reducing their quarterly dividend to a penny.In em...
04/10/2008
Real Estate Investing secrets, how to buy real estate with no money down, how to find the deals on foreclosures, short sales and REO's. I get calls every day from investors looking for no money down real estate opportunities. Many times I cannot help, but there is a niche area where I can. I sp...
03/28/2008
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FHA loans are back in the spotlight. Created back in the 1930's to help pull the nation out of a severe housing crunch, FHA loans are once again ready to help stabilize the mortgage and housing world.In the 1930's, the foreclosure rate was as high as 50%. We are nowhere near that level today, b...
03/20/2008
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The much anticipated new conforming loan limits are now off and running. These new conforming and FHA loan limits are good through the end of 2008 unless the program is extended. This is excellent news for homeowners and potential buyers in high cost areas such as California. Conforming loans ...
03/10/2008
If you have been paying attention to the recent news surrounding the economic stimulus package, you know that conforming loan limits are set to rise. Old limits of $417,000 are being changed on a county by county basis, based on the median home prices for that particular county. That is good ne...
02/28/2008
In commercial lending, whether hard money commercial loans or conventional, it is important to understand and know how to evaluate the income of a commercial property. Below I will outline some of the fundamentals to help you evaluate a commercial properties income. There are two basics for eval...
02/27/2008
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Chris Goulart
California Hard Money Loans & Solutions
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Hard money loans are an alternative form of financing. We explore the real estate world and options that hard money lenders can bring to the table.
Chris Goulart, DRE Lic. # 01458390 NMLS Lic. # 298819 DWJ CA Broker Lic. # 01180522