NON-QM Home Loans

Wanted to see if the new QM Limitations are having an effect on any of your clients?

Out standing Jumdo programs to 90% LTV with 5-7-10 year arms with Killer pricing. Loan Exceptions?...strong unique borrower? we do them on a regular bassis!  we underwrite/process right here in California. Bank of Manhattan is the name... Jumbo loans is our game!   Call me I will get it done!    

If your borrower has a property in a Low/Moderate Income Census tract, they are eligible for 1 point off the Rate!  This special would allow for a 95% LTV deal with no mortgage insurance @ 4.5%. APR 4.789@ This special applies to the following counties in the designated tracts.  Note, the special...

Hello My friends, We have a new loan program that if your clients want to keep there current home for a rental, our new program does not require 2yrs of Landlord history or equity in departing residence. Keep this program in mind it will get another deal closed for you this year!   Call me with a...