Memories are quickly recalled, captured much more easily than the athlete who produced them, elusive quarterback and hometown hero Johnny Manziel. Before Manziel became a freshman phenomenon at Texas A&M and the frontrunner to win the Heisman Trophy, he was a superstar in this Hill Country town
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03/19/2013
Buying a new house with a VA loan can be a daunting proposition for those who are unfamiliar with the process. VA home loans are available to former servicemembers, active duty personnel, select Reserves, National Guard members and select surviving spouses. So how these individuals apply for a
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03/18/2013
Low inventory is a relative term depending on how you're comparing it. Would the comparison be to total number of homes on the market last year, homes in a certain price range or homes in a certain area? In some situations, it's a combination of all of those things. In any given market, inv
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03/13/2013
For all the talk about tax changes at the end of 2012, many people are still left wondering what it means for them. " 'Is it a big deal? Or is it business as usual?' are questions I'm hearing," says Scott Halliwell, CERTIFIED FINANCIAL PLANNER™ practitioner with USAA. "While many issues were reso
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03/06/2013
The number of U.S. homes in the foreclosure pipeline contracted in January, marking the 15th straight month of annual declines. According to CoreLogic, an estimated 1.2 million homes were involved in some phase of the foreclosure process during the period, down 3.3 percent from the previous month
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03/05/2013
After mostly holding steady the last few weeks, mortgage rates inched down this week, giving housing a boost leading up to the spring home buying season, Freddie Mac reports in its weekly mortgage market survey. Freddie Mac reported the following national averages with rates for the week ending F
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03/05/2013
We're constantly bombarded by lenders to refinance our mortgage under a variety of programs. The volume of offers can almost make you numb to the rational consideration. There are common rules of thumbs that homeowners and agents use such as not refinancing more often than every two years o
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03/01/2013
Helpful excerpt from Dave Ramsey’s Free Guide to Budgeting Your biggest wealth-building tool is your income, and the best way to harness the power of your income is the monthly budget. Not investing or saving for college (though those things are important). It’s the budget, because from the budg
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02/28/2013
Is Tax Software Worth It? Get Answers from Real People Nearly 40 million people use tax software to file their state and federal income taxes from their own computers. As the practice grows in popularity, we wondered if anyone had ever regretted their decision to use tax software to file their
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02/28/2013
BACK TO BLOG Healthcare Changes You’ll Pay for in 2013 Imagine for a moment that you’re 8 years old and you run a lemonade stand. It’s the most simplistic of businesses—all you need are cups, lemons, sugar, water, ice and the right price. Unfortunately, the neighborhood discovers kinks in your
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02/28/2013
