Have you ever went to purchase a home, car, furniture or pretty much anything and they inform you that your FICO score is to low? When you really think about it what is a FICO score and why do I need one? What does the word FICO mean? The word FICO comes from Fair Isaac Corporation (FICO) is a p
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07/23/2014
Serious shoppers wait for a 50% off sale to make the decision because of the bargain factor. Renters who are serious about lowering their monthly cost of housing should consider buying with today’s low mortgage rates. For an example, let’s assume a person buys a $200,000 home with 3.5% down paym
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05/28/2014
What low inventory and high demand in Q4-2013 mean for Texas markets this year 02/03/2014 | Author: Editorial Staff High demand for Texas homes resulted in a decreased inventory at the end of 2013, according to the 2013-Q4 edition of the Texas Quarterly Housing Report. These factors mean buyers c
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02/11/2014
Don’t let the cold weather play Russian roulette with your pipes. Water freezes and turns to ice, and when that happens it expands. If that water happens to be inside a metal pipe, it may be strong enough to burst that pipe open. So if you live in an area where water freezes in the wintertime, y
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01/07/2014
Barn Doors? Yep that's right! Simple and they look Great! Have you seen the hottest trend in interior door fashion? They’re called wall-mounted sliding doors, sometimes referred to as “barn doors,” and used in place of conventional swinging doors to help homeowners achieve a distinctive look and
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01/07/2014
More home fires take place during the winter than any other time of the year due to the high usage of heaters and stoves for holiday cooking. Out of these, most home fires are started because of cooking and are not caused by heater or wiring malfunctions. With winter and the holidays coming up,
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01/07/2014
Huge news for California Teachers. The CalHFA Extra Credit Teacher Program is back!!! Teachers who work in qualifying schools could be eligible for up to $15,000 in down payment assistance!! First-Time Homebuyers CalHFA understands that buying your first home is a huge responsibility; it
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01/07/2014
Why Borrowers Pay Different Rates Lenders, like any business, have to make a profit. The cost of acquiring the funds, the operating costs to service and the expected profit margin are easily identified. The variable in pricing is the type of mortgage and the credit worthiness of the borrower.
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10/31/2013
If I'd Known... We’ve probably all said or at least thought “if I knew then, what I know now, I would have done things differently.” We should have stayed in school longer. We should have listened to our parents. We should have bought Apple stock in 2002 for $8.50 that sells for $400 today.
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07/30/2013
Spreadsheets are a double-edged sword to today’s smart home buyer. They empower you to track and easily calculate out all sorts of scenarios around your home buying and ongoing costs, allowing you to take the age-old art of due diligence to the next level with today’s technology. This helps you
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07/25/2013
