Cara Caldwell's (caracaldwell) Blog

Did you know that most of us live within 1.5 hours of a rural area?  Did you know that you can save money for your family by shopping in bulk from local farmers.  My family shops a local farmer every six months for a 1/2 a side of beef, or a 1/4. This grain fed beef, is natural, delicious, and co...

Many areas around the country are hit hard by this economy. Others have been spared. In some areas of Atlanta, the economy is both good and bad.  I find that in areas that are supported by one industry, for example, Peachtree City area- supported largely by the airline industry, things are very s...

In Georgia, we can work both sides, while still representing only the seller. On our contract be must disclose that we DO represent the seller and we DO NOT represent the buyer. If the buyer does not object, then drive on... Sell the house, do the deal.  All confidences are for the seller in this...

IF YOU ARE IN THE MILITARY, AND YOU ARE PURCHASING A HOME   DO NOT CALL THE VA FOR YOUR CERTIFICATE! All lenders should be able to automatically download your eligibility certificate! IF YOU CONTACT THE VA, YOU WILL BE STUCK WITH SNAIL MAIL. YOUR PURCHASE WILL BE DELAYED!

Recently I had buyers that moved into Cherokee County. Modified year round school is a blessing. Kids get year round breaks, and a good 8 week summer.  Cherokee County gives a week off in September, November, December ( 2 weeks), February, and April. Summers are usually June 1 thry August 1 ( ish...

Widely reported:  Financing is hard to obtain for buyers! False: For buyers that have a 620 credit score ( which is not htat high) or better, a job, and some assemblance of credit lines are likely to succeed in VA / FHA financing. Widely reported: You NEED 20% down to purchasee a home! False:  Bu...

Cara Caldwell strives to assist all military families with the utmost care and respect. We are a military family, and are here to serve you. I have lenders that are ready, willing, able and competent to assist you and make the VA loan process easier! It is time to buy; VA loans are some of the be...

Recently Fannie Mae revised their guidelines from a 4 mortgage limit to 10 mortgage limit for all qualified buyers. Real experience suggests that lenders in the Atlanta area at least are not observing the new limits. Although Fannie says "go" if you have fewer than 10 mortgaged properties, indivi...

IF YOU ARE A FIRST TIME BUYER!!!!!!!!!!!! Now is the time to buy your home!  DID YOU KNOW THAT THERE ARE 5 TO 1 FIRST TIME BUYER HOME GRANTS? This could be $10K free money in your home! DID YOU KNOW THAT THERE IS A $7500 TAX CREDIT IN THE WORKS FOR YOUR PURCHASE? DID YOU KNOW THAT FHA LOANS ARE S...

With Wall Street in a tumble and real estate becoming more affordable, CAN YOU BEAT THE STREET?In a word, yes...  There are many areas in Atlanta, and other parts of the country that are on sale right now.  A few well placed purchases now, may set your table in the future for a higher net worth. ...