Bob Rutledge's Blog

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Mortgage and Lending - USA Mortgage - NMLS:297044 MO:1365-MLO
RECENT BLOG POSTS
  What is the best first time home buyer mortgage?         'What mortgage programs are available for first time home buyers?', I have been a mortgage lender in the St. Louis and St. Charles Mo area for going on 20 years and I seem to be asked that question nearly every day.   That question has m...
05/08/2013
HOW TO WRITE A SALES CONTRACT WITH FHA 203K FINANCING IN ST. LOUIS AND ST. CHARLES MO.   This article is written by a Mortgage Loan Officer who has no experience writing real estate sales contract but has closed 100s of FHA 203k Renovation mortgages plus HomePath Renovation and HomeStyle Renovat...
05/01/2013
  What Credit Score Do I Need To Qualify For A Mortgage?   Looking for a new home? Wondering what it takes to qualify for a mortgage? Getting financing for a new home starts with your credit score.   Your credit score is the starting point for any new mortgage today, whether you are getting an a...
04/19/2013
Down Payment Assistance and Help in St. Charles and St. Louis Mo   Down payment assistance and help for new home buyers in the St. Louis and St. Charles Mo area is within your reach. We have all heard the news spewing from the media that getting a mortgage to purchase a new home is difficult plus...
03/31/2013
ST. LOUIS AND ST. CHARLES MO FHA 203K HOMEPATH RENOVATION AND HOMESTYLE LENDERS       What mortgage lenders in the St. Louis and St. Charles MO area provide for ALL the renovation type mortgages, FHA 203k, Homepath Renovation and Homestyle Renovation? There are not that many lenders in the area w...
03/29/2013
Foreclosures and distressed homes has represented over 1 in 3 homes sold in the St. Louis and St. Charles Missouri area for the past several years. We have all become very aware of HUD foreclosures, HomePath, REO, Bank Owned, Short Sale, and all the terms and definitions of today's housing market...
06/24/2012
With interest rates so low Home Remodeling or Home Improvement loans are becoming very popular again. You have owned your home in the St. Louis and/or St. Charles Mo area for a long time, a short time or some where in-between and you are considering making improvements to the home. You have many ...
06/17/2012
Are you looking for a mortgage lender in the St. Louis area who can help you with the FHA 203k Renovation mortgage? Do you have questions about the FHA 203k mortgage, have you found the perfect fixer upper, are you dissatisfied with your current FHA 203k lender? I may be a bit bias but I know tha...
04/08/2012
The best Jumbo Mortgage Lender in the ENTIRE St. Louis and St. Charles area! What exactly does that mean? What constitutes the best? Is it the lowest interest rates? A large and ranging selection of mortgage programs? Easier qualification? The answer to the question of what lender is the best Jum...
01/02/2012
Many home buyers dream of purchasing a home but don't necessarily have the cash on hand to make the hefty 20% down payment required by a conventional home loan. USDA Rural Development mortgages stand alone as the only zero money down program available to borrowers that have not served in the mili...
12/16/2011
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BobRutledge

FHA 203k - USDA - FHA - Down Payment Assistance
local_phone(314) 628-2218
smartphone(314) 913-9678
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