RECENT BLOG POSTS
I'm excited to announce the arrival of Danville's most prestigious new address. Hansen Lane Estates in Danville, CA built by Clarum Homes is the first zero energy home community in Contra Costa County. It is my goal to work with "Green" minded individuals. Be sure to run and not walk this develop...
07/14/2008
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Castleview Estates are touting itself the first 100% green self sufficient development in the United States. The 52-acre development will be a national model as an Ag/City development. Water treated from the residential homes will be treated to support the agriculture irrigating the alfalfa inter...
07/14/2008
Green living can be as simple as a tweak in your homes design. I recently read an article on "Green Feng Shui". Some of the principles I thought go well with Green Real Estate. Design can influence our overall impact on the environment and home. Here are 6 simple steps that can cut energy costs a...
07/14/2008
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FHA Risk Based Premiums Starts Today- In the past FHA up front fee was a standard 1.5% of the purchase price of the home. Starting today FHA has begun risk based pricing determined by our clients FICO score. This may be one more hurdle for a client when purchasing a home depending on there pas...
07/14/2008
Pleasanton, Livermore Homes get a Solar Boost- Pleasanton and Livermore, CA are working together to increase the amount of solar homes in these two cities. July 1st will kick off the "Solar Cities Program" that will help residents install solar power to their residential homes. The cities approac...
06/24/2008
All the FHA Jumbo loans that have are funded at rates considerably higher than the standard FHA pricing will soon be eligible for one of the best perks of the FHA loan...the streamline refinance! Later this year, when presumably FHA will get the permanent lift on standard FHA loan limits to what ...
06/16/2008
As the popularity and necessity of FHA financing expands so does the occurrence of multiple bids on houses in the Bay Area. Yes- I did say multiple bids. So what can you do to better your offer you're presenting to stand out against the 13 bids I just saw in Brentwood, CA. Yes- I said 13 bids. B...
06/12/2008
CFLs Saving you Money & the first step to GREEN Living For those of you that aren't aware the month of October is the National Energy Awareness Month. To help promote this "Go Green" time of the year, PG&E is generously giving away one million compact fluorescent light bulbs (CFLs). They have col...
05/22/2008
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Mortgage Insurance Simple Answers: Part 1 What is Mortgage Insurance?Mortgage Insurance helps borrowers (majority first time home buyers)realize the dream of Homeownership sooner by enabling them to purchase a home with less than a 20% down payment. Mortgage insurance provides financial protectio...
05/22/2008
Ill huff and Ill puff and Ill blow your house down... Green Building Materials in residential construction have evolved over time. The post I wrote about EcoRock was a widely read article that highlighted an eco-friendly drywall to be used in place of its paper predecessor. Now the days of st...
05/22/2008
Real Estate Resources
With over a decade of experience in Mortgage Finance, I have been a source for Realtors and home buyers alike. Technology has been a great tool to facilitate the process and provide current information for my clients. I designed Loan Squawk so Realtors and Home Buyers alike can have a trusted source of information regarding the Mortgage Industry as it happens. It is my goal to make the process an informative and pleasant one for you.
Whether it be FHA, VA, Homepath, a conventional loan or any of the myriad of first time homebuyer products, I can assure you we will work together to meet your home ownership goals.