RECENT BLOG POSTS
Hide Comments The City of Hayward is committed to increasing the number of residents who own their homes especially in this tough time. The city recognizes that there are many families who want to own a home and can qualify for a mortgage and afford the monthly payments, but are unable to sav...
01/27/2009
The credit crunch has affected many homeowners trying to get a home loan in the Bay Area. These days having a low down payment leaves you few options. The best option for bank owned property in the Bay Area Real Estate is FHA financing. FHA was flooded with applications in 2008 helping over 630...
01/27/2009
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Own this home with as little as 3.5% down- FHA and Brentwood, CA First time home buyer program Free FHA Pre-Approval for this Brentwood, CA Bank Owned and foreclosed Homes Call today to receive a list of Brentwood, CA Foreclosed REO property. Many of Brentwood foreclosure property can be purchas...
01/27/2009
From the FHA Website: The Energy Efficient Mortgage Loan program helps current or potential homeowners significantly lower their monthly utility bills by enabling them to incorporate the cost of adding energy efficient improvements into their new home or existing housing. This FHA program elimina...
07/30/2008
In an effort to keep FHA financing changes as simple as possible to understand; here is a brief list of the changes on our horizon for the Real Estate industry to know. 3.5% minimum cash investment for FHA loans (gifts allowed from family members, unions, state and local bond programs, etc). Sel...
07/28/2008
FHA financing alive and kicking- Nehemiah on its last leg: Today, the House of Representatives passed H.R. 3221, a wide sweeping piece of legislation that addresses a variety of housing related issues. The bill is headed for the President's desk where his prompt signature is expected. On pages 47...
07/25/2008
Professional people hire professionals in their field of expertise Green home loans offer special financing that very few loan consultants understand or know how to access Here is what the Builder won't tell you 95% of new home home-buyers do no not understand the importance of personal and priv...
07/22/2008
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Did you know that FHA allows the lender to deduct the monthly alimony payment from your clents gross monthly income when calculating there debt ratios? Because of the tax consequences of alimony payments, FHA guidelines permit the lender to deduct the monthly alimony payment from the borrower'...
07/22/2008
Early Wednesday during the Wells Fargo earnings announcement something completely unexpected took place. POSITIVE EARNINGS form a Mortgage Lender! "Wells Fargo & Company reported diluted earnings per common share of $0.53 for second quarter 2008 compared with $0.60 in first quarter 2008 and $0.67...
07/16/2008
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In an effort to finance and promote Green sustainable homes in the Bay Area I would like to share with you Castleview Estates. I will bring you information as it is released on this 100% self sufficient community in Pleasanton. If you or anyone you may know is looking for Green Real Estate in the...
07/14/2008
Real Estate Resources
With over a decade of experience in Mortgage Finance, I have been a source for Realtors and home buyers alike. Technology has been a great tool to facilitate the process and provide current information for my clients. I designed Loan Squawk so Realtors and Home Buyers alike can have a trusted source of information regarding the Mortgage Industry as it happens. It is my goal to make the process an informative and pleasant one for you.
Whether it be FHA, VA, Homepath, a conventional loan or any of the myriad of first time homebuyer products, I can assure you we will work together to meet your home ownership goals.