Brad's Lender Blog

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Mortgage and Lending - Heritage Home Loans a division of Mann Mortgage LLC - NMLS#71298
I write and compile blogs informing consumers and my industry of changes and trends that may effect the way they buy homes, or their business as agents and lenders. Some are inspirational pieces and others are strictly informative...I try to mix it up!
RECENT BLOG POSTS
National Financial Reform Act to Make Credit Scores Available to Consumers   If the President signs the Financial Reform Bill as is, consumers will have access to not only their credit reports free of charge, but their scores as well. Once per year you can get a free copy of your credit report fr...
06/09/2010
Don’t Know All The Answers   Do you pretend that you know the answers at work when you really don’t?  If you have, then you know it takes a lot of energy to pretend to know when you don't.  And most people can see right through the veneer of what you’re saying, usually because there’s no substanc...
06/07/2010
   June 6th is National Cancer Survivors Day I have had several friends and family diagnosed with cancer in way way or another. Some did not make it, some did, and others are living with it. Chances are someone you know is a cancer survivor, “survivor” defined as “anyone living with a history of ...
06/04/2010
Tax Credit Fever!!!   So...the end of June is fast approaching, and the last of the buyers who wanted to take advantage of the First Time Homebuyer and Move Up Buyer Tax Credits are praying that their loan funds before the 30th. I have a few questions, and some advice from the perspective of a Le...
06/03/2010
                                           The Loan Process So, you have applied for your loan and now you are sitting by the phone wondering, "what is going to happen next?"  A lot of people, don't really know what goes on when they apply for a loan.  Well let's demystify the process so you can ...
04/20/2007
                                                                    How Does Your Credit Rate? I have done some research as to who in this country has the best and worst credit scores, and I think the outcome will surprise you.  And since I am in a I pose these questions to you.  First...what sta...
04/20/2007
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                                                 Get Your Own FREE Credit Report In today's world...the most important thing you can do for your financial well being is always staying on top of your personal credit situation.  It has never been easier to stay abreast of changing credit, and fix p...
04/20/2007
                                                           What Is PMI and Why Do We Need It? What is PMI?  PMI is "Private Mortgage Insurance".  This is extra insurance that lenders require to be purchased when the borrower's loan, compared to the value of their home is more than 80% of its valu...
04/17/2007
This information was reported by Ryan Fuller, out of the Reality Times publication in Washington. Spokane Washington is in Spokane County. The Spokane County area is predicted to be in the top 10 areas for growth [ real estate appreciation ] this year nationwide. Inventory has risen from sustaine...
04/04/2007
Here is something to chew on.  9 Funny Things About All People1. People who point at their wrist while asking for the time.... I know where my watch is, where the is yours?  2.  People who are willing to get off their butt to search the entire room for the T.V. remote because they refuse to walk ...
01/13/2007
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BradPatshkowski

Home Loans Spokane, WA
local_phone(509) 252-4000
smartphone(509) 230-3765
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I write and compile blogs informing consumers and my industry of changes and trends that may effect the way they buy homes, or their business as agents and lenders. Some are inspirational pieces and others are strictly informative...I try to mix it up!