Brad Butler's (bradblig01) Blog

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Additionally, lawmakers in Washington, D.C. are at work on several plans that would deliver foreclosure relief to distressed borrowers. All of these foreclosure prevention efforts may not be able to stand up to the tsunami of foreclosures on the way. Sharga says that a record number of hybrid adj...

The spring home-buying season is upon us. In small towns and big cities alike, "Open House" and "For Sale" signs are sprouting like crocuses. But it will take more than pleasant weather to thaw the ice-cold real estate market.Many buyers -- especially now that the housing slump is in its third ye...

For the 22 business days ending March 26, sales for all types of Orange County home sales decreased 41.4 percent. The median sales price decreased 19.7 percent. The median is where half the homes sold for more and half for less. Types of homes selling, as well as home value changes, cause the med...

 Urban real estate markets featuring short commutes are faring better than those suburban neighborhoods where homeowners must drive a significant distance to work.  It seems that the longer the commute, the greater the drop in existing home prices.MAKING SENSE OF THE STORY FOR CONSUMERSWith gas p...

Subprime was just the beginning. Wait until California's prime borrowers start handing their keys to the bank.Riverside County, outside Los Angeles, may be the foreclosure capital of the country, with a rate close to six times the national average. And housing prices are in freefall.California sh...

''A new study, compiled by the State Foreclosure Prevention Working Group, made up of banking regulators and attorneys general in 11 states, found that 70% of defaulting subprime borrowers are not getting help they need to save their homes from their mortgage servicers. ''

Median price of SoCal homes plunged 24 pct to 4-year lowSouthern California home prices fell 24 percent in March, almost a four-year low, according to DataQuick Information Services.  March's six-county regional median price was $385,000, down sharply from March 2007, when the median was at $505,...

Foreclosures jump 57 percent in last 12 monthsForeclosures haven't yet peaked despite a dramatic 57 percent increase in filings and a 129 percent increase in bank repossessions between March 2007 and March 2008, according to a report issued Tuesday by RealtyTrac.  Nevada, California and Florida, ...

BANKRUPTCY: A proceeding in U.S. District Court wherein debtors who can not meet the claims of their creditors may be adjudged bankrupt by the court. There are three different types of bankruptcy proceedings:Chapter 7 - "Debtor Wipeout". The court oversees the liquidation of the debtors' non-exem...