Maryland Mortgage Mama's Blog

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Mortgage and Lending - SWBC Mortgage 410-960-2061 - NMLS 196068
My goal is to share information about the mortgage market, my community and myself, as well as to provide timely information for buyer's, sellers and home owners in Maryland.
Top Four Reasons Loans Are Denied   The perception in the market is that loans are harder to get these days.  Actually, they are easier to get then they were, but certainly harder than before the mortgage meltdown.  It became too easy for unqualified borrower's to qualify for mortgage loans and t...
Hope to see you TOMORROW at Bare Bones in Ellicott City on August 14th at 11:30 AM!    The Maryland meetups are always so much fun and I always learn something!  We have a great mix of Rainers who show up, from our lovely millionaire hostess, Margaret Rome, to newbies just sticking their toe in t...
DIVORCE and MORTGAGE DEBT, WHO’S RESPONSIBLE?   Divorce is never easy...if there's a family home and mortgage involved, who is responsible to make the payments?   In most divorce negotiations the disposition of property is often one of the most contentious (after custody and child support).  Many...
When searching for a home, many buyers have a loose idea of what they are looking for in a new home.  Some, like these folks looking for the right home in the Pikesville/Owings Mills area know EXACTLY what they are looking for.  If you are considering putting a home on the market that meets this ...
  ActiveRain Memorial Luncheon For Lee Rome-Friends, Food, Fortunate!   Today we held a special ActiveRain Meetup in memory of Lee Rome, and in support of Margaret Rome.   When Lee passed away 2 months ago, there was an outpouring of love for Margaret.  There were folks that wanted to support her...
  WHY REALTORS DON'T LIKE TO WORK WITH FOR SALE BY OWNER   I have a friend who has her home on the market.  She is selling it by owner.  She has paid a company to put her property on the [MSL].   (Multiple Listing Service).    She is offering a 3% co-op fee to real estate agents who bring the buy...
      ACTIVERAIN Memorial Luncheon for LEE ROME  At Kelsey's on JULY 17th 11:30-1:30   You are cordially invited to celebrate the life of Lee Rome, in support of our beloved Margaret Rome WHEN:   July 17th  11:30--1:30 ish   WHERE: Kelsey's 8480 Baltimore National PikeEllicott City, MD 21043410-4...
  ARE YOU GOING AWAY FOR THE 4th?  NOPE! I LIVE IN CATONSVILLE, MD!   I was speaking with one of my favorite realtors this afternoon and she asked "Are you going away for the 4th?".   My response, "No way, I live in Catonsville!"   Catonsville is the best big town with a small town feel I know. L...
    WILL CHILD SUPPORT OR ALIMONY BE COUNTED AS INCOME/DEBT FOR MY MORTGAGE?   Child support and alimony can be considered income for mortgage loan purposes, though it is not required to be disclosed/counted as income and documented if not needed for qualifying.  Child Support and Alimony will be...
If you or someone you know is considering a home purchase in the future, be sure to listen in today at noon.  Margaret Rome and I will be discussing mistakes some folks make.  Hopefully we can help you avoid these homebuyer pitfalls for a smooth and joyful journey to your purchase!   Be sure to l...

Bridget "Mortgage Mama" McGee

Maryland Mortgage Mama NMLS#196068
smartphone(410) 960-2061
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