Brad's Blog

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Mortgage and Lending - Premier Nationwide Lending - RMLO - License #206799
Frisco Mortgage and Frisco Home Loans, Home Loan programs including FHA, VA, Reverse Mortgages, Conventional, and Jumbo
RECENT BLOG POSTS
Did you know that VA will now allow an LTV of up to 100% on a VA cash-out refi based on the current appraised value? This is a 10% increase from the previous threshold of 90%.Did you know that a VA cash-out refi is considered to be any current non-VA loan, (with the exception of a Texas A6 Cash-o...
10/29/2008
First of all, it's accomplished by listening and only speaking when what you have to say improves upon the silence.  So frankly, and first, shut up and listen.  When a client is buying a home, they might want to know the very basic details of the Stock Market and Bonds.  They will need to be taug...
10/29/2008
Did you think 100% financing was gone for good? One of the major local banks in the cities of Dallas, Frisco, Plano, McKinney, and other surrounding cities has done some risk analysis and decided on a safe target market for 100% financing options.  In addition, they have chosen Service First Mort...
10/28/2008
Port Bolivar Texas was one of the hardest hit cities of Hurricane Ike.  Between the volatile directions that hurricanes can take and the age of our boat, we didn't go to Bolivar before hand and remove it.  We really didn't expect such a hit.  "The Alibi" offer much as far as looks go, but she's o...
10/28/2008
Are you trying to come up with a "leg breaking" wow opportunity to deliver to your client after closing on a new home.  Buying a home is obviously a big celebration for families.  Here is one way that has found success.  Try to give something that can be shared and/or something that creates a "Wo...
10/23/2008
Too many people are afraid of doing a job themselves...I was.  It's starting the first step in a home project that is not reversible or very expensive to fix if you mess it up that creates the fear.  I found that after doing a little research through my friends that are "handy men or women", read...
10/22/2008
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Wow!  This has been a tough election thus far.  First of all, pardon my lack of solid knowledge and confusion about facts during this election, and I want to say that I am kind of in the middle on the continuum for hardcore or relaxed political view stature...if that makes since.  As I get older,...
10/22/2008
And That's A Fact There are number of coverage's available in Texas to build a personal automobile policy...Frisco, McKinney, and Dallas would of course fall into that circle. The only required by state law is Liability. I will explain later why I believe this to be the most important coverage. O...
10/21/2008
Why do mortgage rates seem kind of high? One answer is that in order to fund the rescue and the new government guarantees, our Treasury must sell more new Treasury securities to raise money. And the Treasury has to offer higher interest rates to sell them. On top of that, mortgage related bonds a...
10/21/2008
Over the weekend Kenneth Harney gave a very detailed outline of what foundation has been set to secure the Real Estate Market, and it should make for high hopes to Dallas and the surrounding cities, especially in the once top ranked booming Real Estate market in Frisco Texas. The question is aske...
10/20/2008
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BradLynch

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Mortgage News and Updates for Frisco Texas, Dallas, and the surrounding cities regarding Frisco Home Loans and my reflection on day to day encounters in this industry.