Sacramento Real Estate Services

Real Estate Agent - Charter~Home - #01419060
 The lure of the ‘dream home’ is powerful and seductive. Every couple or family yearns to have a beautiful home in the perfect neighborhood. A source of personal satisfaction, comfort and pride. Those who work in real estate or mortgage financing, are aware of this seductive pull. While most agen...
I am not sure how it got started, but the idea of a ‘Dream Home’ has come to mean the biggest most beautiful home you can afford. As it turns out, this isn’t the path to happiness. A ‘Dream Home’ should be the home most compatible with the life you dream of living. When I was a boy, I shared a ro...
Affordable South Lake Tahoe Vacation Home I have a friend who recently purchased a duplex in South lake Tahoe on the California side and has dolled up one half to make a vacation rental.  She can't seem to stop herself from making more and more improvements and the place is now ready to rent.  Al...
What is a Short Sale?     Technically speaking, it is when the proceeds of the sale are not enough to cover the amount of your outstanding loan balance. So, if you have a property which is for sale at $300,000 and you owe $350,000 on it, you have a shortfall of $50,000 plus whatever the transacti...
Elk Grove, CA homes for sale This is a handy link you can use to get a hot sheet of homes in Elk Grove that are currently on the market.  Save it to your desktop and you can quickly pop up the active homes for sale in Elk Grove.  Each will identify if it is an Active or Short Sale property. There...
Elk Grove, CA Information and homes for sale   The activity in Elk Grove remains high with investors competing with families to pick up the little inventory that that is finding its way to market.  Short sales, a long time frustration for home buyers often become the better option as banks clearl...
Real estate really hasn't turned into the business I expected when I began. Buying a home was an exciting thing.  The dreaming and planning with friends and family.  Clients imagining how their life could be and my helping them take real steps towards achieving a major life goal.  That's really b...
What should a buyer expect when a property is sold "As-Is" in Sacramento? The technical meaning of as-is in California is in reference to 'no warranty' from the seller after close of escrow.   In fact, the California Residential Purchase Agreement (RPA) is incorproated into all contracts by defau...
President Obama Targets Mortgage Securitization Abuses President Obama announced a new task force during Tuesday's State of the Union address focusing on Mortgage Origination and Securitization Abuses.  The unit will be co-chaired by New York Attorney General Eric Schneiderman and will focus on i...
Available homes for sale in Sacramento county are in decline.   The chart on the right shows the steady decline in available homes over the past year or so.  These are alll homes incuding traditional sales, short sales and REO's. You can also see fairly steady Sold figures, maybe even a slight in...

Bill Joyce

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