David Fruge's (biggdave1) Blog

                                                               Hot Summer is coming                                                                 Air Conditioner Tips                                 Cleaning, Operation, Maintenance, Other Considerations As warm weather approaches, it's a good ...

Realtors and home buyers are always wondering what standard FHA Aprraisers use when approving or rejecting a home for FHA financing. As a Home Inspector, they call me for the explanations. I am not an FHA Appraiser. My main source for the following information was the "FHA Guidebook for Appraiser...

If you want to drive more traffic to your listings then I have some ideas. What do agents do now when they get a new listing? They put it on MLS, have a brokers open, put it in a local real estate magazine, and have an open house. That is what every agent does pretty much when they a get a new li...

How to raise your credit score    Make these moves and you'll have a good score. Guaranteed. Does improving your credit score seem daunting? It doesn't have to be. Taking a few small steps now can mean the difference between a 550 and a 780. Follow these tips to see your score improve.     1. Re...

 Instead of asking them to list with you, do not mention that at all. Try asking them if you can assist them in the search for their next home. That will catch them off guard. Let them bring up the idea that you may be able to assist them in the sale of their current home. Or they may see a nice ...

ELIGIBILITY FOR DISASTER DESIGNATED NON-RURAL AREAS ENDS SOON September 30 Deadline for USDA Rural Development Housing Programs As a result of the tremendous need for single family housing in areas impacted by the hurricanes of 2005, several areas previously ineligible for USDA Rural Development...

BORROWERS WILL NEED THE FOLLOWING * Last 2 years W-2's and 2 most recent pay-stubs* If you are a renter, have your Landlord's name, address, and phone number handy. Make sure you have that info for the last 2 years of your rental history.* Make sure, if you are renting, to pay your rent by check....