David Fruge's (biggdave1) Blog

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Mortgage and Lending - PREMIER NATIONWIDE LENDING, LAKE CHARLES LA.

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2008 

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 Instead of asking them to list with you, do not mention that at all. Try asking them if you can assist them in the search for their next home. That will catch them off guard. Let them bring up the idea that you may be able to assist them in the sale of their current home. Or they may see a nice ...
08/21/2008
ELIGIBILITY FOR DISASTER DESIGNATED NON-RURAL AREAS ENDS SOON September 30 Deadline for USDA Rural Development Housing Programs As a result of the tremendous need for single family housing in areas impacted by the hurricanes of 2005, several areas previously ineligible for USDA Rural Development...
08/21/2008
BORROWERS WILL NEED THE FOLLOWING * Last 2 years W-2's and 2 most recent pay-stubs* If you are a renter, have your Landlord's name, address, and phone number handy. Make sure you have that info for the last 2 years of your rental history.* Make sure, if you are renting, to pay your rent by check....
08/21/2008
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As many of you are aware, the mortgage industry has been going through some major changes in the last 6 months. Well, get ready for some more changes. In my honest opinion, many of the changes are for the worst. Sorry, but it's reality and we need to pay attention more than ever. I am going to li...
08/21/2008
Attack on the record booksMichael Phelps went a perfect 8-for-8 in Beijing, breaking Mark Spitz's single-Games record for gold medals. He swam 17 times over nine days and broke the world record in four of his five individual swims. His three relay teams also set world marks. In his first final, o...
08/21/2008
Choosing a Mortgage Company   When you are ready to shop for a loan, you can work directly with a lender or with a mortgage broker representing many individual lenders. Direct lenders are lending their own money, have in house programs and make the final decision on your application. Mortgage bro...
08/21/2008
Refunds Ready on FHA Loans  If you have ever paid off a home loan backed by FHA, you may have money owed to you. And the government wants to pay you back. About 1 in 10 FHA borrowers leave money in their escrow accounts when they pay off their loans. The average refund for each borrower is about ...
08/21/2008
A decline in mortgage bond prices is raising interest rates on U.S. home loans, even for borrowers least prone to default. Rates on average 30-year fixed mortgages rose to 6.37 percent this week, about the highest in six years, as yields on bonds guaranteed by Fannie Mae and Freddie Mac increased...
08/21/2008
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gas prices? Well could it be?  Are price really going to drop to $3.00 a gallon?  Most importantly are we going to get excited about it?  This time last year if someone had told you gas would be $3.00 per gallon you would have bet the farm they would be wrong.  Now look at us.... Actually ecited ...
08/21/2008
OVERVIEW OF HOUSING REQUIREMENTS Must be in a rural area as determined by USDA Rural Development For new or existing site built single family homes, modular home, and approved condos Poor quality homes do not meet program objectives of providing decent, safe, and sanitary housing and are not eli...
08/21/2008
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