Michael's Blog

I am a fairly new agent who is somewhat overwhelmed by all of the choices in software. I am still using Outlook and have found it good to a point. I would like to also do drip e-mail campaigns to clients as well. Also how do I do a bulk e-mail using the BCC function? Should I put my e-mail addres...

Subject: The Answer is "C" All "real men" will answer "C" to all of these questions.  Knowing this, women will go far in understanding men and enriching their own lives if they carefully review the "C" answers.  1.  Alien beings from a highly advanced society visit the Earth, and you are the firs...

Fascinating front page story in the New York Times a while back about how Russians, newly prosperous and free of Soviet-era travel restrictions, are hitting the road by the millions. Countries like Turkey are now scrambling to cater to the influx of Russians-one resort resembles the Kremlin and S...

My 14 year old daughter Micah, like a lot of American kids, was growing up measuring her worth by her collection of electronic gadgets, Powerpuff Girls and all things Barbie. "Look at these fragile children," I thought to myself, "with their underdeveloped sense of self-reliance and overdeveloped...

 Some Background on Guatemala: The Maya civilization flourished in Guatemala and surrounding regions during the first millennium A.D. After almost three centuries as a Spanish colony, Guatemala won its independence in 1821. During the second half of the 20th century, it experienced a variety of m...

Three clues that things were different in the church service of 1800 years ago than they are today. Three clues from Scripture: •·        "What then shall we say, brothers? When you come together, everyone has a hymn, or a word of instruction, a revelation, a tongue or an interpretation. All of t...

Summer has arrived and most of us look forward to our favorite summertime foods. Even though you can get almost any food all year round these days, some things just taste better in the summer. Most fruits and vegetables are seasonal and will taste best during their natural season. Also, the heat ...

I have been questioned several times recently about home equity lines of credit and second mortgages. These two products offered by banks are very different and suited for different purposes. But they both use your home as collateral. A home equity line of credit is similar to a credit card only ...

As your anniversary approaches each year, the pressure for romance returns. What should I buy? What should we do? Let's face it, just being in love doesn't mean you suddenly become Don Juan. The pressure to come up with a creative and romantic anniversary idea can be stressful. Perhaps that's why...

What makes a good budget? In all the budget bloopers and blunders I've seen, the same few problems keep rearing their ugly heads. To avoid them, here are the top ten most important features of a successful budget. Categories that fit your personal situation and your spending habits, not somebody ...