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The relationship you develop with your customers, combined with the personal information you are constantly collecting, can be a goldmine for future business. The fact is most business professionals spend a significant amount of money marketing to people they don't know in an effort to procure ne...
12/29/2010
  When it comes to mortgage loans and interest rates, it's never a good idea to gamble. That's why I typically advise my clients to lock in an interest rate at the earliest opportunity. This is just one step of the standardized system we have put in place to ensure the best possible loan experie...
12/27/2010
It's not just banks and lenders that rely on credit scores to help make important credit decisions. Landlords, employers, insurance companies, and even cell phone and other utility companies all reportedly utilize credit scores to help determine their business and credit relationships with consu...
12/20/2010
Once your loan package has been sent to the lender, there are a number of things you should avoid doing that will change your financial picture. Remember, the lender is looking for stability and consistency. If you want the best interest rate, keep that in mind. Here are a few things to consider...
12/17/2010
Learn from Your Success Focus On Strengths Rather Than Weaknesses Our culture teaches us to focus on our weaknesses and then improve upon them. While practice is critical to improvement in some areas, author Benson Smith of the Gallup Organization believes it is more important to focus on your s...
10/13/2010
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The Short Sale A Unique Selling Proposition for Real Estate Agents While a short sale may be a last resort for many homeowners facing foreclosure, it also represents a great opportunity for potential home buyers and real estate investors. This article is designed to help answer a few basic questi...
10/01/2010
When it comes to training and managing a team, you must start out with a clear vision in directing your team to a common goal through job description and training. Creating a job description and training the individual you hire is very important to the end result. You must think through the posi...
09/15/2010
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Time Blocking Put Balance Back into Your Life Have you ever had your day end and wonder where it went? Have you ever been frustrated by how reactive you have been to "emergency" situations that significantly reduced your productivity? Many of us have experienced this to an excessive degree in our...
08/31/2010
Master Networkers, Part 1Ivan Misner, Ph.D. Networking is more than shaking hands and passing around business cards. Based on a survey I conducted of more than 2,000 people throughout the United States, United Kingdom, Canada, and Australia, it's about building your "social capital". The highest-...
08/27/2010
The Federal Reserve and Inflation Guiding the US Economy President Woodrow Wilson signed into law the Federal Reserve Act in 1913, creating the Federal Reserve, the nation's central banking system. The Federal Reserve, or Fed, has also been called "the gatekeeper of the US economy" because of its...
08/25/2010
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Brad Cullipher

Brad Cullipher Austin Mortgage
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