Florida is a Hot Real Estate Market

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Real Estate Agent - ,GRI, Kiser Realty - The La Cita Group
Mostly about Florida Real Estate, my experiences in thinking outside the box and getting difficult deals Done. I share about Short Sales, Pre-Foreclosure consultations, Listing Presentations, and the value of being a people person.
RECENT BLOG POSTS
Foreclosure:  In Florida, a legal process in which a homeowner is deprived of his interest in mortgaged property. Fact: Foreclosure will have a negative 200 point on the homeowners credit score. Fact:  The Foreclosure will prevent the homeowners from obtaining a FNMA/FMAC loan for the next 5 year...
12/05/2009
Some small nuggets: If you have a CASH Buyer for a SS (or other) deal, get an account balance statement verifying funds.A letter from the bank declaring adequate funds for cash purchase. Questions to ask SHORT SALE LISTING agents before writing an offer These are questions that must be asked with...
12/04/2009
No Loans to Buyers whose credit score is less than 620. No loans to buyers with a debt to income ratio above 45% If buyer had a Fannie Mae forclosure, buyer is ineligible for a loan for 5 years and has to have score at least 680   And Did you know?  Foreclosures lower credit score by 200 points, ...
12/04/2009
Just a couple of quick nuggets from todays class: Stuff I did not already know to do (Perhaps someone else was in the dark here as well) I.  Have seller (distressed owner) sign a Request to Estoppel at listing agreement, so you can find out  how much is owed.  Without that, you have no basis for ...
12/04/2009
I'll write more tomorrow (Friday) after the Short Sale Expert class.  I'll let you know how it went
12/03/2009
Hey Brevard, I have plenty of homes in Brevard for sale with acreage or in the city or on the River or Oceanfront Give me a buzz and find the perfect property for you and your love dones.
12/03/2009
My husband and I teach Ballroom Dancing every Monday evening 6-8PM
12/03/2009
Yesterday an old friend from the mortgage business stopped by (My husband held a valid mortgage brokers license until August 2009 - but that is a story for another time). I had a client who wanted to borrow less than 80% of the purchase price of a home, so we were talking and the subject came up....
12/02/2009
At this time of year our family always converges on Columbia, SC  and here is the proof.
12/02/2009
OUR CONGRESS AT WORK.  Should we buy them larger screen computers - or - a ticket home, permanently?  Nothing else need to be said.  This is one of their THREE DAY WORK WEEKS that we all pay for.  I am ready to start from the beginning by voting out all elected officials and not letting any of t...
12/02/2009
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Jean Kelly

local_phone(321) 264-6634
smartphone(321) 759-4447
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Mostly about Florida Real Estate, my experiences in thinking outside the box and getting difficult deals Done. I share about Short Sales, Pre-Foreclosure consultations, Listing Presentations, and the value of being a people person.