Anna Ruotolo's (aruotolo) Blog

Housing Market Snapshot ________________________________________ Many indicators are showing that the housing market is improving. Pending home sales, a forward-looking indicator based on signed contracts, rose in June for the fifth straight month. And in April, pending home sales had their bigge...

If you’re considering purchasing a home, here’s what you need to do. Make a list of items most important to you. For example, the type of home: a single- or multi-family unit, the number of rooms, the location, and the proximity to schools, if you have or plan to have children. Also, think about ...

• The changes to Regulation Z affect ALL mortgage loans originated The law applies to loans in all 50 states, plus the District of Columbia • The changes take effect for all new applications taken or received on July 30th, 2009 and after Initial Disclosure Requirements • The TILA and Regulation Z...

If your clients' credit ratings are suffering because of mistakes on their credit report, it is their right to have them corrected at no cost. Credit bureaus are legally required to investigate disputed information by contacting the creditor that originally supplied them with the information. Kee...

Some potential homebuyers are sitting on the sidelines waiting for housing prices to hit bottom. It makes sense to buy a house at the lowest price possible but there are other critical considerations to keep in mind. Trying to time the bottom of any market is always difficult. Also, interest rate...

Prospect Mortgage (www.MyProspectMortgage.com) has announced that Todd Duncan, a renowned motivational speaker, sales trainer and best-selling author, has joined the company to lead a comprehensive sales, leadership and time management training program designed to drive its national sales team to...

In today's difficult market, Realtors® rely on the trust and teamwork offered by their in-house lenders. Capture rate indicates the strength of the agent/loan officer partnership. By Anna Ruotolo, Executive Vice President, Metrocities Mortgage Those of us in the mortgage business who promote in-h...