Patti Persia's (appinde) Blog

My 4 year old and I had an interesting conversation today.  I was explaining to her that I was paying the mortgage online and I would be right with her.  In typical 4 year old style she wanted to know what a mortgage is.  So I explained to her that a mortgage is when you borrow money to buy a hou...

I know how busy we all are.  I sometimes forget to eat or drink during the day I am so busy.  But, take some time each day to do something to help others.  Even the littles passive things can make you feel good and maybe encourage others.  Here are a few simple ways to do this:1. Set you home pag...

Happy New Year to everyone.  I am looking forward to learning alot more about ActiveRain and this network in the new year.  I have 3 major resolutions:1. Be more successful than I was last year.2. Learn how to be more environmentally friendly and pass it on to my family.3. Take a vacation!!!!!  

This holiday season give gifts with some meaning.  In my search for not made in china gifts and unique gifts for maliy members I cam across a site that has completely changed my gift giving.  It is www.changingthepresent.org On it you can find gifts for everyone.  Also www.firstbook.org had some ...

Funny story:  My 4 year old daughter was in the back of the car and said 'mama, on Springer...' during which pause my husband and I look at each other wondering who is letting our kid watch Jerry Springer!  She continues 'on springer, can we go to the water park?'  I assume springer comes after w...

This year I am trying to give everyone gifts with real meaning.  I found shoes on http://www.toms.com/ that donate 1 pair to a needy child for every one you buy (I bought a pair for everyone in my family, we match!) RED items at some stores donate to cancer research.  The Environmental work group...

This year I decided that I would give my kids a fabulous, NOT MADE IN CHINA Christmas.  How hard can it be to find things they like made in the USA?  Well, it is difficult, not because those items aren't out there, but because many retailers don't stock them.  I plan on sending a message that we ...

Did you hear about the Freddie Mac third quarter loss?  Go to http://biz.yahoo.com/ap/071120/earns_freddie_mac.htmlWhat does this mean for our industry? Any insights?Stocks for Freddie Mac our at their lowest in 14 years, down 29% according to the articles, Fannie Mae is down 25%.  I think now I ...

I am curious how people are handling these upside down situations that people are finding themselves in?  I have seen many homeowners that purchased their homes in 2005 with 100% ARM financing and rolling seller help into and now cannot refinance.  So many appraisals come my way and there is no w...

I have 2 children, so I always try to remember how much I have to be thankful for all year.  Of course on Thanksgiving it is nice to vocalize it and I teach my 4 year old to do the same.  The past 3 years that she has spoken she has said she was thankful for her mommy and daddy.  Of course that i...