IT'S ANNA ROSE!!!

It is understood that some consumers are in areas where home prices have declined and is now facing a difficult situation.  When you're upside down (owning more on your mortgage than the present value), this loss in value is combined with accelerating loan payments and/or unexpected changes in yo...

Has the market dropped enough now to make a sensible purchase?  If your answer is "Yes", then your thinking is very logic and smart.  Even though we can't perfectly time a market, buying in a buyer's market is a Sound Decision with Predictable Results.  What goes up must come down.  Most Importan...

One of the main things that sellers and real estate agents worry about in doing Short Sales is "Not Having Enough Time to Finalize Quick Enough To Prevent Foreclosure".  As we all know, Short Sales can be very complicated and stressful transactions.  If you're going to be involved in doing these ...

Why should Realtors get involved and do Short-Sales? 1) Foreclosures have almost doubled since 2007. 2) Housing prices continue to drop. 3) Thousands of loans are adjusting and there is not enough value to refinance. Short Sales will more than likely become the most common type of real estate tra...

What is a Short Sale? When your lender agrees to discount their Pay Off to accommodate the sale of your property. Requirements: 1) Hardship. 2) Sale value is less than loans + encumbrances + selling costs. 3) Delinquent (or defaulted) loan. What is the Purpose of a Short Sale? Facilitate Sale of ...

What is a Short Sale? When your lender agrees to discount their Pay Off to accommodate the sale of your property. Requirements: 1) Hardship. 2) Sale value is less than loans + encumbrances + selling costs. 3) Delinquent (or defaulted) loan. What is the Purpose of a Short Sale? Facilitate Sale of ...

What is a Short Sale? When your lender agrees to discount their Pay Off to accommodate the sale of your property. Requirements: 1) Hardship. 2) Sale value is less than loans + encumbrances + selling costs. 3) Delinquent (or defaulted) loan. What is the Purpose of a Short Sale? Facilitate Sale of ...

My competitive tool as a Realtor in my area that out stands many others is being a Short-Sale EXPERT!!!  Many things can happen when doing a Short-Sale.  When thinking about short sales, you have to keep one thing in mind; it is a very difficult transaction process that can easily cause more harm...