Andrew Wardwell's (amwardwell) Blog

11/30/2007Some initial reports are coming in through the media that there will be a sub prime bail out by banks.  As I hear more and more about this there is a huge void when it comes to details about who is going to be bailed out and who isn't.  The description of how they will differentiate bor...

Understanding Title Insurance What Is Title Insurance? Title insurance is used by homebuyers and lenders for protection against back taxes, undisclosed liens, legal judgments, forgeries, fraud and a host of other potential legal/financial problems that can arise when purchasing or refinancing pro...

11/29/2007 Take it from me, there is a cost.  I laugh everytime I see there advertisement.  If you have eyes and have watched any channel within the last 6 months chances are you've seen it too.  The nice looking man in a polo shirt and jacket with the preppy hair cut are the perfect example of i...

11/27/2007How do I calculate the new rate on my Adjustable Rate Morgage (ARM)?  THis is a great questions.  If we've learned anything since the credit crisis and mortgage meltdown (not just subprime) is that our customers (most of them anyway) don't truly understand how their mortgage works and i...

11/26/2007 Believe it or not the rates for mortgages today are still very low.  Part of the loan officers problems and realtors problems today is the perception that it is a bad time to buy.  The opposite is in fact true.  It couldn't be a better time to buy.  Over come this perception.  How you ...

11/26/2007 Believe it or not the rates for mortgages today are still very low.  Part of the loan officers problems and realtors problems today is the perception that it is a bad time to buy.  The opposite is in fact true.  It couldn't be a better time to buy.  Over come this perception.  How you ...