Lakewood's #1 VA Mortgage Expert - Kevin T

Q: How do I apply for a VA guaranteed loan?A: You can apply for a VA loan with any mortgage lender that participates in the VA home loan program. At some point, you will need to get a Certificate of Eligibility from VA to prove to the lender that you are eligible for a VA loan.Q: How do I get a C...

With a few extra minutes on my hand this rainy Friday afternoon, I was curious about the relationship  between the appraised value, assessed value and the Zillow value.  So, I pulled a few loan files I was working on today and here's what I found:    Location         Bed/Bath Size         Transac...

Freddie Mac Relief Refinance Mortgages - Open Access  **You are not required to use your current servicer/mortgage company for this program.  The Freddie Mac Relief Refinance MortgageSM - Open Access supports the federal Making Home Affordable Program by helping borrowers who are making timely mo...

If your mortgage loan is owned by Fannie Mae or Freddie Mac, you may be eligible for a Home Affordable Refinance to take advantage of lower interest rates. Only loans owned or guaranteed by Fannie Mae or Freddie Mac are eligible. Your mortgage company can tell you who owns your loan, or you can c...

Working with VA home buyers in Tacoma over the years, I have this question come up quite often.  Can I use my VA Mortgage Benefits more than once? The answer is YES!  Although using your VA benefits a second time, could be more expensive.  VA differentiates between first time and subsequent use f...

With property values declining in most areas, the ability to do a VA Refinance above 90% of the appraised value can be a challenge.  Most major lenders limit the maximun loan to value ratio at 90%.  All Tech Mortgage Inc, still has access to lenders that offer the VA Cash Out Refinance program up...

Time is running out to refinance your Puyallup FHA Mortgage under the old FHA guidelines for Streamline Refinances. The ability to finance in closing costs without an appraisal will be ending on Jan 1, 2010 making it difficult to refinance if your property value has fallen. We are also doing a lo...