The Friendly Neighborhood Mortgage Guy's Blog

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Mortgage and Lending - Qivana - NMLS # 17358
Thoughts and ideas surrounding real estate financing, FSBO Advertising and Networking to increase referral business.
RECENT BLOG POSTS
 Daily Rate Lock Recomendation  This will be a daily recomendation to advise you on your rate locking options April 4, 2008http://www.thefriendlyneighborhoodmortgageguy.com www.HomesByOwner.com/Providence List your For Sale By Owner home HERE and leverage the exposure ofFriday's bond market has o...
01/18/2008
BUYERS BE THOROUGH! Don't forget the For Sale By Owner Market (edit/delete) Don't forget about the FSBO Market! As inventory backs up and stale listings are pulled off of MLS, the private seller may be ready to accept the right offer. Maybe you drive by the property every day or just happen acros...
01/01/2008
Don't forget about the FSBO Market! As inventory backs up and stale listings are pulled off of MLS, the private seller may be ready to accept the right offer. Maybe you drive by the property every day or just happen across it and see that beckoning sign? The sign packs a little more mystery, and ...
01/01/2008
Bring your Expireds and Withdrawals back to life!As you work on and finalize your 2008 Business Plan, consider a new way to use the FSBO market to gain more transactions. I know many of you have mixed feelings towards FSBO's in general, so I invite your thoughts and opinions and encourage an on-g...
12/29/2007
2 Comments
 As a Mortgage Professional for 8 years, my career has taken me down many paths, and given me the opportunity to help over 400 individuals and families buy or refinance their homes. I've also met many fine folks and service professionals that help me deliver a complete package to my clients. Beca...
12/12/2007
From car sales to Real Estate, the .25 point drop just doesn't seem to be enough to ratchet up the sales. In RI the depreciating home values have made it tougher to find home equity loans. Increased foreclosure rates have lent to a wider economic slow down. What will it take to get get back in to...
12/11/2007
Tuesday's bond market has opened in positive territory as investors await today's FOMC meeting results. The stock markets are mixed with the Dow down 21 points and the Nasdaq up 3 points. The bond market is currently up 12/32, which will likely improve this morning's mortgage rates by approximate...
12/11/2007
 Protecting Your Credit During DivorceWhen a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn't have to change is the credit status you've worked so hard to achieve.Unfortunately, for many, the experience is the exact ...
11/15/2007
There is a great debate within the inner-mortgage circles these days. Should we, as loan professionals, encourage clients to borrow as much money as possible? Or would consumers benefit more if we helped them to understand the advantages of 15-year amortization schedules and pre-paying principal?...
11/14/2007
4 Comments
A Qualified Mortgage Consultant Can Outline Your OptionsRenters Have Much to Gain by Pursuing Home Ownership  By Sean Wheelan, Personal Mortgage ConsultantWARWICK - Buying a home vs. renting is a big decision that takes careful consideration, as most mortgage consultants will agree. But the rewar...
10/25/2007
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Sean Wheelan

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Thoughts and ideas surrounding real estate financing, FSBO Advertising and Networking to increase referral business.