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If you remember, right after the election in November, the stock market started to climb based on assumptions of pro-business policies that the Trump campaign had promised.While Wall Street was very bullish, and the Dow climbed, the bond market suffered and mortgage interest rates went up very qu...
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Well, the Fed raised the federal fund rate .25 surprising absolutely no one. The good news is the market was expecting this, and mortgage rates actually improved slightly.The Fed also signaled that they intend to continue tightening our monetary policy throughout the year. That means we can expec...
You’ve heard of the importance of location, location, location when searching for a home. But have you thought about what’s most important in owning one?You need a maintenance plan!Unless you plan on hiring a team of housekeepers and gardeners, the best plan for handling home maintenance is to cr...
With all the rain and risk of flooding on the West Coast, I thought it would be a good time to remind everyone to protect their important papers. When an emergency strikes, you usually don’t have the time to go around the house and find what you need. Having your most important documents in one e...
I wrote a blog a week ago  describing the benefits of a  mortgage insurance reduction that the FHA has announced was going to be effective January 27.  Today they sent a letter retracting the reduction. In the letter, FHA announces that they are suspending the premium reduction.  It is effective ...
It is time to prepare your taxes! If you are a RE Agent or Mortgage Professional there is a good chance you are considered self-employed and there are a lot of deductions available to you. This list ,compiled from several sources helped jog my memory of buying things like tires for my car. I hope...
The markets are quiet this morning for a change.  Treasury yields are little changed from yesterday’s close.  There is no major scheduled economic news today. It took a day like today to make me realize we have been on quite a ride recently. It feels like we survived the first big drop off the ro...
Great News!The FHA announced this morning that it is lowering the annual premium 25 bps.  It is effective for loans with a closing or disbursement date on or after January 27th, 2017.  By making the change effective for loans closed instead of case numbers assigned, it eliminates a lot of the con...
 For the past 17 years, Pantone – the world-renowned authority on color – has unveiled what they believe to be the color of the year. Their selection historically influences all facets of design, including home décor.2017’s Color of the Year is Greenery. According to Pantone, Greenery signifies b...

Matt Brady

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