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RECENT BLOG POSTS
I wrote a blog yesterday announcing the New 2022 Loan limits. We are seeing a historical increase of over 18% compared to last year.I wanted to follow up with a link to the new limits.https://www.fhfa.gov/Media/PublicAffairs/Pages/FHFA-Announces-Conforming-Loan-Limits-for-2022.aspx?fbclid=IwAR1gA...
12/01/2021
Conforming loan limits for Fannie Mae and Freddie Mac will rise to $647,200 in 2022, the Federal Housing Finance Agency said on Tuesday—a jump of nearly $100,000 from 2021’s previous record high.FHFA said the conforming loan limit will rise in all but four U.S. counties. For most of the U.S. the ...
11/30/2021
 Lately, there are a lot of lenders that are offering very attractive DSCR loans for investors purchasing investment properties.DSCR stands for Debt Service Coverage Ratio. That means the lender will lend on the performance of the individual property without regard to the rest of the buyer's fina...
11/30/2021
In the News Last week we had inflation numbers come out. Prices, excluding food and energy, rose 4.1% from a year ago. Then, according to a report from CNBC, Inflation continued to be reflected most in surging energy costs, which rose 30.2% from a year ago, while food prices increased 4.8% during...
11/29/2021
Here we go with another (short) week. Let’s begin! In the News It’s first worth noting that President Biden plans to re-elect Fed Chair Jerome Powell. The importance of this is the consistency of policy. We can expect more money printing, asset (and overall) inflation, etc. The kicker is what the...
11/22/2021
In the News On Wednesday, the Fed reported an inflation tick up to 6.2%. There was a market sell-off in bonds which led to a repricing for the worst. Inflation doesn’t seem so “transitory,” at least with all the current market forces at play. Here is what’s in the news for this week: Tuesday:Reta...
11/15/2021
 In the News Last week, the Fed came out with their interest rate decision and Chairman Powell spoke about future plans. Here were the key takeaways:  Fed will begin tapering their bond monthly bond purchases They will begin with a monthly reduction of $10billion less in Treasury bills and $5bill...
11/08/2021
When I was in my teens I kept a list of quotes that I collected from various sources that made me stop and think. They were always something that I agreed with and assumed most others would agree with as well.Now I am completely surprised by comments and quotes from public figures, quite a few of...
11/05/2021
In the News Wednesday:Fed Chair Jerome Powell has a press conferenceThursday: Initial Jobless Claims numbers Q3 GDP Pending Home Sales Friday:Unemployment numbersThe markets will be listening to what the Fed has to say on Wednesday. Pay attention to any outlooks for inflation. Chart CheckSupport/...
11/01/2021
This weeks analysis is delayed one day due to Snow! We got 24 inches in 7 hours in Tahoe.  In the News We have an action packed week coming up. Here is what to expect Tuesday:New Home SalesThursday: Initial and Continuing Jobless Claims numbers Q3 GDP Pending Home Sales Friday: Consumer Spending ...
10/26/2021
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